Scott Desmond was born in Massachusetts and raised on the east
coast of Florida. He moved to Charlottesville in 1987 where he
found the climate to be a perfect medium between the heat of Southern Florida
and the extreme winters of New England.
Scott started his mortgage career in 1994. In the last two
decades, he has worked for a number of different loan providers and seen
tremendous change in the industry. During this wide experience, he came
to prefer working as a broker rather than directly for a lender. He
believes the broker model offers his clients greater financing choices with the
most savings. With this philosophy in mind, he joined Crown in 2009.
Scott and his wife Denise have three sons. It was as
a parent of a Cub Scout back in 1998 that Scott first became involved with the Boy Scouts of America.
Currently, he is the proud father of three Eagle Scouts.
Since 2002, he has continuously chaired the Monticello
District Popcorn and Peanut Campaign, the main fundraising activity for
Scouting. He was Wood
Badge trained in 2006 and served as a Wood Badge staffer in 2013. He served on the Troop 75 committee for 10
years and then as Scoutmaster from May of 2014 until March of 2017. He is currently active as an Assistant
Scoutmaster with the Troop.
The Cub Scouts have a motto, “Do your best!” Scott has
adopted this as his own personal standard. He combines this dedication
with his two decades of mortgage experience to serve each of his clients in
their home financing needs.
★★★★★. "I worked with Scott Desmond to secure a refinance loan. My experience with Scott was very pleasant. He secured the loan very quickly and with little effort on my part. Scott possesses a fantastic temperament and is very easy to work with." M.G. — Ruckersville
★★★★★. “Scott Desmond has always done an excellent job with our loans and processing. If you want great service...he is the man.” M.S. — Ruckersville
★★★★★. “We thank Scott Desmond and the Crown Mortgage Team for making our experience so great!!!! We highly recommend them for your next purchase.” D.W. — Ruckersville
★★★★★. "Scott was wonderful. He handled all problems associated with dealing with the lender so that I could relax and focus on the house. I would definitely recommend anyone seeking a mortgage to use Scott!" J.R. — Charlottesville
★★★★★. "Scott Desmond is the absolute best! He always responds in a timely manner and is always informative. I believe that he truly wants what is best for his clients and tries to help them make the best decision." D. K. — Barboursville
★★★★★. "I have worked with Scott Desmond at Crown Mortgage for refinancing our home mortgage and cannot say enough good things our experience. Scott makes complicated issues easy to understand, works hard to get the best interest rate available, locks in when the rate is at it's lowest, and is available for questions at any time. I have even asked Scott's advice on other financing matters that don't require refinancing. He goes out of his way to make recommendations, and offer advice on the best people to contact that can help. Scott Desmond is a consummate professional; you will not be disappointed." C.C. — Rochelle
★★★★★. "I worked with Scott Desmond and cannot say enough good things about him. He was intelligent, responsive, and courteous. If I have any future lending needs, I will be calling Scott at Crown Mortgage." E. S. — Charlottesville
"I just want to note that my experience with Crown Mortgage was positive and engaging. Scott Desmond was professional, experienced, dedicated and worked thru every step of the process with me to achieve a perfect closing. I could not be more pleased with his assistance and Kind personality. He was amazing and I recommend them to anyone interested in a professional caring organization that will pull thru for you to obtain your dream home. Scott especially was a Rock when needed. I continually promote them to all and would use Scott again should the chance arise. Well-Done Scott and Crown should be proud to have you on the team." P.K. — Charlottesville
"My wife and I have done four original and re-fi mortgages with Scott Desmond (Crown Mortgage). I don’t believe you could find a more honest, knowledgeable, hard –working broker in all of central VA. Example: we were doing a re-fi (VA) on our present home just to lower the interest rate. It took over six months because Scott was not convinced that the interest rate and various expenses were as low as they should be. He advised us to be patient and wait it out. During that time, he was constantly checking with all his lenders (of which he has many), for the best deal. He finally found a small window that we took advantage of immediately that lowered our int. rate and saved us several thousand in misc. expenses. Just cannot say enough about his level of expertise. And perhaps most important, a good man." M.G. — Charlottesville
"My experience with Scott Desmond at Crown Mortgage was a pleasing one. Scott has been in mortgage business for a long time and understands the details very well. I found Scott a friendly and straight forward person. This was my second time working with him on my mortgage. Previously I worked with him when he was with another agency in town. After that agency closed for business reasons he joined this group. Scott would give a special personal touch during the process and I admire his educational side. He would explain things clearly with client's priorities and limitations in mind. I found he would stick to his principles even if it may mean possible loss of business over misguided closure of a deal. This was one of Scott's quality that brought me back to him after several years. I have myself learned a lot during the process. He gladly kept explaining things and answered all the crazy questions I had. Based on my experience I can recommend Scott with no hesitation." J.K. — Charlottesville
"Scott was a veritable fountain of information, always eager to help us, and always patient through the many phone calls and questions. I can say without hesitation that Scott was the most enjoyable person I have ever had to deal with. Scott was never frustrated, even when we changed our minds. . . When we are ready to purchase another home, our first call will be to Scott. I have recommended him to all of my friends and coworkers and will continue to do so." R.S. — Charlottesville
"We have known Scott for about 15 years now and he has helped us several times from building our home to refinancing. He is always persistent in getting us what we need even when an unexpected or unforeseen issue came about. Scott/Crown Mortgage will always be the ones we recommend to anyone that are in a need of your services." M. W. — Shipman