Virginia Mortgage Rates

Updated Weekly

 

These are just a sample of our rates & products. 

Please call or email us for a rate quote:

434-975-LOAN (5626)     info@crownmortgage.com



30yr Fixed Conventional
RatePointsAPRLock Days
3.875%-0.500%3.888%30
3.750%0.375%3.835%30
The APR is calculated using a loan amount of $200,000 and these typical fees.


15yr Fixed Conventional
RatePointsAPRLock Days
3.250%-0.375%3.273%30
3.000%0.750%3.111%30
The APR is calculated using a loan amount of $200,000 and these typical fees.


5/1 ARM Conventional
RatePointsAPRLock Days
2.875%-0.250%3.243%30
2.375%1.250%3.178%30
The APR is calculated using a loan amount of $200,000 and these typical fees.


30yr Fixed FHA
RatePointsAPRLock Days
3.750%-1.625%3.862%30
3.625%1.250%3.979%30
The APR is calculated using a loan amount of $200,000 and these typical fees.


30yr Fixed Non-Conf Jumbo
RatePointsAPRLock Days
4.625%0.250%4.673%30
4.250%1.250%4.382%30
The APR is calculated using a loan amount of $500,000 and these typical fees.
 

Don't see your loan type quoted above? We have a wide range of mortgage products at fantastic rates. Call us today:  975-LOAN (5626)

*** Check the Daily Rate Lock Advisory for info on when to lock your rate ***

The conforming rates posted above are based on the following: primary residence, single family home purchase, loan amount of $150,000, agency approved, full documentation and a middle credit score of 760 or higher at 80% loan-to-value. Please call for quotes on loan amounts less than $175,000. Agency Jumbo rates are based on the following: primary residence, single family home purchase, area conforming max loan limit (eg. $437,000 in Charlottesville MSA for 2011), credit qualification, 80% loan-to-value, full documentation and a middle credit score of 760 or higher. If quoted, non-conforming (non-agency) jumbo rates are based on the following: primary residence, single family home, $500,000 loan amount, credit qualification, 60% loan-to-value, full documentation, middle credit score of 760 or higher and DTI of 38%.  Government loans: USDA requires a 3.5% guarantee fee which may be financed, LTV permitting.  VA requires a funding fee of .5-3.3%, depending on eligibility.  Negative points indicates a credit to the borrower. Please note that interest rates and points may change without notice. Quotes provided are neither a rate lock guarantee nor a commitment to lend.  Restrictions apply to all loan programs.  Please call our office for your specific loan scenario.

Current posted rates are in effect as of 01/24/2012 3:28:04 PM Central Time.

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Crown Mortgage, LLC

Licensed by the

Virginia State Corporation Commission

Virginia License #MC-3595

NMLS #188642

 


Crown Mortgage, LLC 620 Woodbrook Drive Suite 2 Charlottesville, VA 22901
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