Here are some forms and reference material that you may find helpful:

Disclosures:

HUD Settlement Costs Booklet | ARM Disclosure | Credit Report Authorization 

Application Forms:

Pre-Application Kit

Credit Report Material:

Credit Report Legend | Credit Scoring Guide | What Happens When Your Credit is Pulled

Brochures & Informationals:

Home Equity Lines of Credit | Your Rights to Fair Lending | Interest Only Mortgages 

UMBA Forms & Articles:

UpFront Mortgage Broker Commitment | UpFront Mortgage Broker Agreement

Why Select an UpFront Mortgage Broker?   Shop for a Broker, Not a Mortgage  |  How Much Do Mortgage Brokers Make?  |  What Makes a Good Mortgage Broker?  |  Is it OK to Submit Two Mortgage Applications?

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